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Insurance Claims
We Handle Your Insurance Claim So You Don't Have To
Direct billing, adjuster coordination, and paperwork handled by our team - from first estimate to final walkthrough. You focus on your day, we'll handle your claim.
Direct Billing With Your Insurer
We work with all major insurance carriers and most regional providers. In most cases we bill your insurance company directly for the approved repair amount, so you typically only pay your deductible out of pocket - no reimbursement paperwork to chase down.
You Choose the Shop - It's the Law
Minnesota Statute 72A.201 gives you the right to choose your own repair shop. Insurers cannot legally steer you toward a “preferred” shop. See our full breakdown of your rights for details.
How a Claim Works With Us
File Your Claim
Report the damage to your insurer and get a claim number, or bring the vehicle in first and we'll help you start the claim.
We Write the Estimate
We inspect the vehicle, document all damage, and submit a detailed repair estimate to your adjuster.
We Coordinate With Your Adjuster
We handle supplement requests, approvals, and any back-and-forth with the insurance company directly.
Direct Billing at Pickup
We bill your insurer for the covered amount. You pay your deductible, we handle the rest.
Carriers We Regularly Work With
We coordinate claims with all major insurance companies, including:
Carrier names are used to describe the insurers we routinely coordinate claims with and do not imply endorsement or affiliation.
Get Your Claim Moving Today
Call us or send a few photos of the damage and we'll walk you through next steps - insurance paperwork included.